In Our Best Interest: Women, Financial Literacy, and Credit Card Behavior

dc.creator	Gary R. Mottola
dc.date	2013-07-01T00:00:00Z
dc.date.accessioned	2015-07-20T22:25:18Z
dc.date.available	2015-07-20T22:25:18Z
dc.identifier	http://dx.doi.org/10.5038/1936-4660.6.2.4
dc.identifier	1936-4660
dc.identifier	https://doaj.org/article/b3a9bb17f482439bad3306cc911740f5
dc.identifier.uri	http://evidence.thinkportal.org/handle/123456789/21380
dc.description	Data from the FINRA Foundation National Financial Capability Study revealed that women with low levels of financial literacy were more likely to engage in costly credit card behaviors—like incurring late and over-the-limit fees—than men with low financial literacy. There were, however, no differences in behavior between men and women with high financial literacy. Further, women and low financial literacy respondents reported paying higher interest rates on their credit cards. These findings suggest that increasing financial literacy may help reduce some gender-based differences in credit card behavior and lower credit card interest rates for both men and women.
dc.language	English
dc.publisher	University of South Florida Libraries
dc.relation	http://scholarcommons.usf.edu/numeracy/vol6/iss2/art4/
dc.relation	https://doaj.org/toc/1936-4660
dc.rights	CC BY-NC
dc.source	Numeracy, Vol 6, Iss 2, p 4 (2013)
dc.subject	financial literacy
dc.subject	gender
dc.subject	credit cards
dc.subject	Special aspects of education
dc.subject	LC8-6691
dc.subject	Education
dc.subject	L
dc.subject	DOAJ:Education
dc.subject	DOAJ:Social Sciences
dc.subject	Mathematics
dc.subject	QA1-939
dc.subject	Science
dc.subject	Q
dc.subject	DOAJ:Mathematics
dc.subject	DOAJ:Mathematics and Statistics
dc.subject	Special aspects of education
dc.subject	LC8-6691
dc.subject	Education
dc.subject	L
dc.subject	DOAJ:Education
dc.subject	DOAJ:Social Sciences
dc.subject	Mathematics
dc.subject	QA1-939
dc.subject	Science
dc.subject	Q
dc.subject	DOAJ:Mathematics
dc.subject	DOAJ:Mathematics and Statistics
dc.subject	Special aspects of education
dc.subject	LC8-6691
dc.subject	Education
dc.subject	L
dc.subject	Mathematics
dc.subject	QA1-939
dc.subject	Science
dc.subject	Q
dc.subject	Special aspects of education
dc.subject	LC8-6691
dc.subject	Education
dc.subject	L
dc.subject	Mathematics
dc.subject	QA1-939
dc.subject	Science
dc.subject	Q
dc.subject	Special aspects of education
dc.subject	LC8-6691
dc.subject	Education
dc.subject	L
dc.subject	Mathematics
dc.subject	QA1-939
dc.subject	Science
dc.subject	Q
dc.title	In Our Best Interest: Women, Financial Literacy, and Credit Card Behavior
dc.type	article